Senior FP&A Analyst

About the role

About Point

✨ Real Impact, Real People: Our mission at Point is to make homeownership more valuable and accessible. Your work directly helps homeowners access their wealth, achieve financial flexibility, and realize life changing goals.

✨ Funding: With over $175M raised from top investors like Andreessen Horowitz, WestCap, Greylock, and Prudential, we’re scaling fast! You have the opportunity to join us at a pivotal stage.

✨ Game-changing Product: We're building a category defining company in home equity. We’ve earned a 4.7 Trustpilot rating and an A+ from the BBB, a testament to the value we provide to our 20,000+ customers.

✨ Great Place to Work: Our employees love working here! We are a Certified Great Place to Work and a Fortune Best Workplaces in the Bay Area .

✨ Remote First Culture, Genuine Connection: Work from anywhere in the U.S. while staying closely connected through virtual collaboration, team gatherings, and a people-first culture. Select roles may require onsite work at our Palo Alto office one day per week.

Local or 100% Remote

About the role

The Senior FP&A Analyst – Sales & Marketing Finance serves as the dedicated finance partner to Point's Marketing and Sales leadership. This role owns the marketing budget and forecast, builds the unit economics that guide channel investment (CAC, conversion, payback), and translates funnel performance into its impact on origination volume, revenue and profitability. The analyst will create scalable reporting and planning processes for go-to-market spend and headcount, and will present insights to senior leadership, and to investors and the Board when needed.

Your responsibilities

Build and own a driver-based marketing and sales forecast linking channel spend, leads, applications, fundings, and revenue

Own the Marketing and Sales expense plan, including channel/program spend, agency and vendor costs, headcount, and commissions

Track and analyze variances between actual and forecasted financial performance, providing actionable insights to senior management

Model ROI for new channels, campaigns, partnerships, and sales initiatives, and run 'what-if' scenarios for budget reallocation

Act as a trusted advisor to Marketing and Sales, challenging spend and prioritizing investments based on return

Produce monthly go-to-market performance reporting and dashboards (CAC, cost per funded deal, conversion rates, ROAS)

Partner with Accounting on marketing accruals, prepaid spend, and commission calculations so the month-end close is accurate

Partner with Marketing Analytics and Data teams to reconcile spend data from ad platforms with the general ledger, and set a single source of truth for go-to-market metrics

About you

5+ years of progressive experience in FP&A, corporate finance, accounting, or related field, including at least 2 years supporting Marketing, Sales, or Growth teams

Bachelors’ degree in Finance, Accounting, or Economics

Experience at a consumer fintech, lending, or direct-to-consumer company with paid acquisition preferred

Strong quantitative and analytical skills to interpret financial data and identify trendsAdvanced experience building complex spreadsheet (Excel/Google Sheets) financial models

Solid core finance and accounting skills

Understanding of Real Estate market and/or fintech industry preferred

Experience with Netsuite ERP or Netsuite Planning and Budgeting software preferred

Compensation at Point will be determined by skills, experience, and geographic location. Point has identified the expected annual base salary for this role at this level based on the market by tiers (Region | Location | Market Salary):

Tier 1 | San Francisco Bay Area, New York, and Seattle | $132,050 - $145,950

Tier 2 | Austin, Boston, Chicago, Denver, Los Angeles, Miami, Philadelphia, Portland, Sacramento, San Diego, Santa Barbara & Washington DC | $110,200 - $121,800

Tier 3 | All other US metro areas | $104,500 - $115,500

This does not include any other potential components of the compensation package, including equity, benefits, and perks outlined above. At the launch of each position, we benchmark compensation to the appropriate role and level utilizing competitive compensation data from various data sources as references. At the offer stage, we use the signal we received from our interviews, coupled with your experience, location, and other job-related factors, to determine final compensation.

Location Requirement: This is a remote position. However, candidates must reside in one of Point’s states of operation: AL, AR, AZ, CA, CO, CT, DC, FL, GA, IL, KS, KY, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NV, NY, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI.

Our benefits

Generous health benefits: We provide comprehensive medical, dental, and vision plans with options for flexible spending accounts (FSA) and health savings accounts (HSA).

Unlimited paid time off: Recharge with unlimited paid time off and 10 company holidays.

Flexible remote and onsite work: Our teams work from many different locations and time zones. We support fully remote work and also have an amazing in-person environment in our downtown Palo Alto, CA HQ.

Fully paid parental leave: Point will supplement state Paid Family Leave (PFL) so employees receive 100% of their regular base pay, plus two additional weeks of fully paid leave after state PFL ends. In states without PFL, Point offers up to 8 weeks of paid parental leave. In addition, employees also receive 4 weeks of fully paid transition time, during which you may work 2–3 days per week while receiving full base pay.

Equity: We offer meaningful equity because we believe in sharing the value you help create. Your contributions directly impact our growth, and your equity gives you a stake in our future success.

Financial wellness: We provide 401K retirement plans for employees as well as guaranteed life insurance and short- and long-term disability coverage.

Extra work/life benefits: We provide monthly stipends for internet, mobile plans, wellness perks, a one-time home office reimbursement, and company provided equipment including a MacBook and monitor.

Point is proud to be an equal-opportunity employer. We provide employment opportunities regardless of age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected class. Each individual at Point brings their own perspectives, work experiences, lifestyles, and cultures with them, and we believe that a more diverse team creates more innovative products, provides better services to customers, and helps us all grow and learn.

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